Terms of Service

Last updated: April 5, 2025

Please read these Terms of Service ("Terms") carefully before using the usaconnofermaa.com website (the "Service") operated by USA ConnOFerMaa ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Service.

1. Use of Our Service

USA ConnOFerMaa provides financial education courses and related services. By using our Service, you agree to:

• Provide accurate and complete information when creating an account or registering for courses
• Maintain the security of your account and password
• Accept all responsibility for any activity that occurs under your account
• Notify us immediately of any unauthorized use of your account
• Use the Service only for lawful purposes and in accordance with these Terms

2. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of USA ConnOFerMaa and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of USA ConnOFerMaa.

All course materials, including but not limited to videos, text, graphics, images, and other content contained in our courses, are owned by USA ConnOFerMaa or its content providers and are protected by copyright laws. You may access this material for your personal, non-commercial use only.

3. User Content

Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("User Content"). You are responsible for the User Content that you post on or through the Service, including its legality, reliability, and appropriateness.

By posting User Content on or through the Service, you represent and warrant that:

• The User Content is yours or you have the right to use it and grant us the rights and license as provided in these Terms
• The posting of your User Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person

4. Accounts and Registration

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

5. Course Enrollment and Payment

By enrolling in a course, you agree to pay the specified fees. All fees are due at the time of enrollment unless otherwise specified. Course fees may change from time to time, and the fees applicable to your enrollment will be those in effect at the time of enrollment.

Course access is granted for the period specified at the time of enrollment. After this period, continued access may require additional payment or renewal.

6. Refund Policy

We offer refunds for course enrollments under the following conditions:

• Requests must be made within 14 days of course enrollment
• You have not completed more than 25% of the course content
• Technical issues prevent you from accessing the course and our support team cannot resolve them within a reasonable time frame

To request a refund, please contact us at support@usaconnofermaa.com with your enrollment details.

7. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion.

8. Limitation of Liability

In no event shall USA ConnOFerMaa, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use or alteration of your transmissions or content

9. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

USA ConnOFerMaa, its subsidiaries, affiliates, and its licensors do not warrant that:

• The Service will function uninterrupted, secure or available at any particular time or location
• Any errors or defects will be corrected
• The Service is free of viruses or other harmful components
• The results of using the Service will meet your requirements

10. Financial Disclaimer

The information provided in our courses and on our website is for educational purposes only and should not be construed as financial advice. We are not financial advisors, and our courses are not a substitute for professional financial advice. Before making any financial decisions, you should consult with a qualified financial professional.

Past performance is not indicative of future results. Any examples of income or earnings presented are not to be interpreted as a promise or guarantee of earnings.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

13. Contact Us

If you have any questions about these Terms, please contact us at:

USA ConnOFerMaa
123 Finance Street
New York, NY 10001
United States
Phone: (555) 123-4567
Email: legal@usaconnofermaa.com